Terms of use

1. Scope

This website is operated by SKR AG, based in Lucerne, Switzerland. The following terms of use apply to the entire SKR AG website, including all subdomains, downloadable content and online services. By accessing this website, you agree to these terms of use.

2. Content and copyright

All content on this website – in particular texts, studies, graphics, logos, photos and trademarks – is protected by copyright and trademark law. Unless otherwise stated, the rights are held by SKR AG. The use, reproduction or distribution of this content is only permitted with the prior written consent of SKR AG. The rights of third parties are respected and marked accordingly.

3. Disclaimer

The content of this website has been compiled with the utmost care, but is for informational purposes only. It does not constitute legal, financial or other advice. SKR AG does not guarantee the accuracy, completeness or timeliness of the content. Any liability for direct or indirect damage resulting from the use or unavailability of this website is excluded to the extent permitted by law. SKR AG reserves the right to change or delete content at any time without prior notice.

4. External links

This website may contain links to external websites. SKR AG has no influence on their content and accepts no responsibility for their availability or legality. It expressly does not endorse the content of linked sites.

5. Permitted use

The website may only be used for lawful, private and non-commercial purposes. Any misuse – in particular automated reading (scraping), manipulation, data extraction or interference with technical systems – is prohibited. In the event of violations, SKR AG reserves the right to block access and take legal action.

6. Data protection

Information on the collection and processing of personal data can be found in the Privacy policy.

7. Applicable law and place of jurisdiction

These terms of use are governed exclusively by the substantive law of Switzerland, excluding conflict of law rules. The place of jurisdiction is Lucerne, Switzerland, to the extent permitted by law.

8. Changes

SKR AG may amend these terms of use at any time without prior notice. The version published on this website shall apply.

As of: October 2025